The real challenge is not the mechanics of completing a financial aid form. The challenge is to ensure that you are organized, focused and in control of a process that can positively impact the student's financial aid award.

Overcoming the fears and challenges of paying for a college education requires the right guidance and expertise to ensure that you receive the most financial aid to which you are entitled. Because these stakes can be so high, each family should decide if it is worth taking the do-it yourself approach to save a little money or to utilize the services of an experienced financial aid professional that can provide long term value especially in these challenging economic times.

Business Philosophy
Financial Aid Consulting was founded in 2001 by Howard Freedman, a successful and well respected financial aid professional and author whose articles have been read by millions across America. His mission is simple: Provide families with value added professional services that result in a more affordable college education

Howard is not looking to make a quick buck, giving you more than you need or making unfounded promises. His goal is to build client loyalty, trust and retention by offering long term value at an affordable price. The result is a practice that achieves double digit annual growth from hundreds of families that can better afford a college education.

What Happened in 2008?
The jolt to our economy in 2008 has created new challenges in terms of  asset valuation,and satisfying both our basic needs and discretionary spending.

Despite these challenges, a college education is one of the best investments that will not depreciate in value. All it takes to attain one is greater effort, creativity, and open mindedness. Living at home, distance learning,  part time programs, the military, 2 year and transfer programs may not be a student’s first choice but are some of many options that can also lead to a more affordable college degree.

Colleges are also challenged to fill the financial gaps between the rising college costs and a family’s ability to pay. This means that they too must find more creative ways to package their financial aid awards and offerings of convenient and affordable ways to pay the balance. They are also willing to evaluate your special circumstances and well supported  appeals by using their "Professional Judgment" to award additional financial aid.

Despite the economy, stay positive and never give up. Remember the only way to get financial aid is to understand the process and apply for it!!